Broker Disclosure

Oak Harbor Funding is a private money loan broker, not a direct lender. We do not lend money, make credit decisions, issue loan approvals, or fund loans. Our role is to connect real estate investors with third-party private lenders and capital sources that may be able to finance their projects.

All loans arranged through Oak Harbor Funding are business-purpose loans secured by non-owner-occupied investment property. We do not arrange consumer loans or loans for a primary residence, second home, or any property that will be occupied by the borrower or a family member.

Submitting an application, inquiry, or scenario through this website is a request for loan options only. It is not a loan application to any specific lender, a commitment to lend, a pre-approval, or a guarantee of financing. All loans are subject to the lender’s own underwriting, valuation, due diligence, and approval. Interest rates, fees, loan amounts, leverage, terms, and conditions are set solely by the lender and may change at any time without notice.

Any rates, loan programs, examples, or calculations shown on this website, including DSCR, loan-to-value, loan-to-cost, and profit estimates, are for general informational purposes only. They are not offers or quotes and may not reflect the terms available to you.

By submitting your information, you authorize Oak Harbor Funding to share it with private lenders and capital sources for the purpose of obtaining financing options for you. Oak Harbor Funding may receive compensation from borrowers, lenders, or both in connection with arranging a loan, as disclosed to you before closing.

Nothing on this website constitutes legal, tax, accounting, or investment advice. Please consult your own professional advisors before making any financial decision.

Questions? Call (832) 307-1043 or email info@oakharborfunding.com.